Specialty V
General tax services
Personal returns and family trusts with the same rigor as our corporate files. The entry point to meet the firm before a strategic engagement.
For whom
Typical engagement profiles.
-
01
Self-employed professionals and single-shareholder corporations who need a T1 + TP1 return consistent with their T2.
-
02
Families with residual or inter-vivos trusts — annual T3 / TP-646 returns.
-
03
People who received a notice of assessment and don't have the time or expertise to respond.
-
04
Individuals with complex income — multiple sources, stock options, foreign investment income.
What's included
Six concrete deliverables.
- T1 / TP1 returns for individuals and self-employed
- T3 / TP-646 returns for trusts
- Annual RRSP / TFSA / RESP optimization
- Provincial and federal tax credits
- Representation before the CRA and Revenu Québec
- Ad-hoc advice by phone or email
Our process
Four steps. No surprises.
-
01
Collection
Gather tax slips, statements, investment registers, deductible invoices, and supporting documents.
-
02
Preparation
Prepare the federal T1 and Quebec TP1 return — cross-verify data.
-
03
Optimization
Tax aspect of RRSP / TFSA / RESP contributions, provincial and federal credits, eligible income-splitting.
-
04
Filing
Electronic filing, follow-up on notices of assessment, representation before authorities if required.
Sample engagements
Recent files, anonymized.
Details modified to respect professional secrecy. Structures and techniques are representative of real engagements.
-
CASE 01
Incorporated professional · $350K combined
$300K via incorporated practice and $50K in external consulting. Engagement: T1, TP1, T2, CO-17 in an integrated approach, optimized compensation mix.
-
CASE 02
Testamentary trust after a death
Family with a residual testamentary trust following a death. Engagement: annual T3 / TP-646, coordinate distributions to beneficiaries, manage T3 slips to issue.
-
CASE 03
Notice of assessment on rental income
Contested notice of assessment regarding rental income. Engagement: response to the CRA, adjust affected returns, negotiate settlement.